While the Republicans loved to focus on the idea of personal responsibility and the notion that those who are good will be blessed with success, the reality lies in a more concrete subject, probability. The fact is, even folks who feel secure can quickly find themselves in a tough position. The lack of savings and the high level of debt that most families carry mean that most families can be one major problem away from disaster. The majority of bankruptcies today are due to medical bills.
Financial disaster happens to the responsible and irresponsible alike. The question is, as a society shouldn't we try and help get people back on their feet rather than stepping on their hands as they try to get up?